White Chicken Chili Cream Cheese has become one of my absolute favorite dishes to make. Hi, I’m Salma — a 32-year-old home cook from the United States whose love for cooking started from pure curiosity and a lot of kitchen experiments. Over the years, I’ve learned that great food doesn’t need to be complicated. This creamy, flavorful chili is the perfect example — comforting, wholesom White Chicken Chili Cream Cheese proves that homemade meals can be simple, cozy, and full of love.
Serving Versatility
One of my favorite things about this white chicken chili is how versatile it is. Ladle it over a scoop of brown rice or quinoa for a hearty, stick-to-your-ribs dinner that feels like a warm hug in a bowl. For a lighter option, spoon it into a bowl and top it with fresh cilantro, diced avocado, and a squeeze of lime for a bright, zesty finish.
It also makes a wonderful filling for wraps or burritos — just spoon some chili into a tortilla, sprinkle with a bit of shredded cheese, and roll it up for an easy lunch-on-the-go. If you’re craving something light but satisfying, try it over a bed of mixed greens for a white bean chicken chili salad twist.
Ingredients (Detailed & Humanized)
2 tbsp olive oil – gives the chicken a beautiful golden sear.
1 medium onion, diced – adds sweetness and depth as it softens.
3 garlic cloves, minced – infuses warmth into every bite.
2 cups shredded cooked chicken – lean protein that keeps things satisfying (rotisserie chicken works perfectly!).
2 cans (15 oz each) white beans, drained and rinsed – add creaminess and fiber-rich heartiness.
1 can (4 oz) diced green chilies – a subtle kick of heat and tang.
3 cups low-sodium chicken broth – the comforting base that ties everything together.
1 tsp ground cumin – earthy warmth and that signature chili flavor.
½ tsp chili powder – adds just enough heat without overpowering.
½ tsp smoked paprika – gentle smokiness for depth.
4 oz cream cheese, softened – melts into silky perfection for that creamy finish.
½ cup Greek yogurt – adds tang and protein while keeping it light.
Salt and black pepper to taste – essential balance to round out all the flavors.
Fresh cilantro and lime wedges – bright, fresh finishing touches that wake everything up.
Directions (Step-by-Step Cooking Guide)
- Warm the olive oil. Heat it in a large pot over medium heat until it shimmers — that’s how you know it’s ready for the onion. Add the onion and sauté until soft and translucent, about 3–4 minutes.
- Add the garlic and spices. Stir in the minced garlic, cumin, chili powder, and smoked paprika. The moment that aroma hits the air, you’ll know you’re on the right track.
- Combine chicken and green chilies. Add the shredded chicken and diced green chilies, stirring to coat everything in those fragrant spices. It’s starting to smell irresistible now.
- Pour in the broth and beans. Stir in the chicken broth and white beans, then bring everything to a gentle simmer. Let it bubble softly for 10–12 minutes so the flavors meld beautifully.
- Add cream cheese. Reduce the heat and stir in the softened cream cheese until completely melted and the broth turns creamy and rich. This is where the magic happens.
- Finish with Greek yogurt. Turn off the heat and whisk in the Greek yogurt for extra creaminess and a little tang. Season with salt and pepper to taste.
- Serve and garnish. Ladle the chili into bowls, then top with fresh cilantro, lime juice, or even a sprinkle of shredded cheese if you’d like. Every bite feels like comfort perfected.
Why You’ll Love This Recipe
✅ Quick to make: Ready in under 30 minutes — perfect for busy weeknights.
✅ Budget-friendly: Uses simple, affordable ingredients found in any pantry.
✅ Cozy, homemade flavor: Creamy, savory, and lightly spiced for ultimate comfort.
✅ Nutritious and balanced: High in protein and fiber, yet light and wholesome.
✅ Great for meal prep: Tastes even better the next day as the flavors deepen.
✅ Family-approved: Loved by adults and kids alike — creamy and not too spicy.
Cultural or Technique Note
White chicken chili is a modern American twist on traditional chili, swapping red beans and tomatoes for white beans and a creamy broth. Its roots lie in the Southwestern U.S., where green chilies and mild spices lend their unique charm. Unlike the typical tomato-based chili, this creamy white chicken chili celebrates warmth through creaminess and gentle spice instead of heat — a perfect example of how comforting food can evolve beautifully.
Serving Suggestions
Serve with rice or quinoa for a hearty dinner.
Spoon into wraps or burritos for a portable meal.
Top over a crisp salad for a light yet satisfying lunch.
Pair with roasted vegetables or cornbread for cozy balance.
Pro Tips for Success
✨ Don’t rush the sautéing — the onion’s sweetness builds your flavor base.
✨ Soften the cream cheese before adding to avoid lumps.
✨ For extra richness, stir in a splash of half-and-half before serving.
✨ Use rotisserie chicken for the fastest, easiest prep.
✨ Add toppings like avocado or shredded cheese for a restaurant-worthy finish.
✨ Taste as you go — balancing salt and spice makes all the difference.
Common Mistakes to Avoid
⚠️ Adding cream cheese too soon: It can curdle — wait until the chili is off the heat.
⚠️ Skipping the bean rinse: Unrinsed beans can make the broth too thick and starchy.
⚠️ Over-simmering: Too much time on heat can dry out the chicken.
⚠️ Not seasoning enough: Taste at every step to layer your flavors perfectly.
⚠️ Using cold dairy: Always bring cream cheese and yogurt to room temp to ensure smooth blending.
Storage & Reheating
Store leftovers in an airtight container in the fridge for up to 4 days. The flavors deepen overnight, making it even tastier the next day. For longer storage, freeze for up to 2 months — just let it cool completely first.
When reheating, do it low and slow over medium heat or in the microwave at 50% power. Add a splash of broth or milk to revive that silky, creamy texture.
Frequently Asked Questions (FAQ)
Can I use chicken thighs instead of breasts?
Absolutely! Thighs add extra juiciness and richness — just cook them through before shredding.
How can I make it dairy-free?
Swap the cream cheese for a dairy-free version and use coconut yogurt instead of Greek yogurt.
Can I make this in a slow cooker?
Yes! This makes a wonderful white chicken chili slow cooker meal. Add all ingredients (except dairy) and cook on low for 6 hours. Stir in cream cheese and yogurt at the end.
What sides go best with it?
Cornbread, tortilla chips, or a crisp green salad pair perfectly with this creamy chili.
Can I make it spicier or milder?
Definitely — add jalapeños or extra chili powder for heat, or keep it mild by using only green chilies.
Closing Paragraph
Cooking isn’t just about eating — it’s about slowing down and savoring simple joys. This White Chicken Chili Cream Cheese is that kind of dish: simple, nourishing, and full of heart. Whether it’s bubbling on your stovetop on a chilly evening or packed up for next-day lunches, it brings comfort that feels like home.
Final Thoughts
Whenever I make this recipe, I’m reminded that simple food really is the most special. It’s not about perfection; it’s about care — stirring a pot of something warm and watching it bring smiles around the table. I hope this chili becomes one of those go-to recipes you turn to again and again.
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White Chicken Chili with Cream Cheese
Equipment
- Large Pot
- Wooden Spoon
Ingredients
Base Ingredients
- 2 tbsp olive oil for sautéing
- 1 medium onion diced
- 3 cloves garlic minced
- 2 cups shredded cooked chicken rotisserie works great
- 2 cans white beans 15 oz each, drained and rinsed
- 1 can diced green chilies 4 oz
- 3 cups low-sodium chicken broth
- 1 tsp ground cumin
- 0.5 tsp chili powder
- 0.5 tsp smoked paprika
- 4 oz cream cheese softened
- 0.5 cup Greek yogurt
- salt and black pepper to taste
Optional Toppings
- fresh cilantro
- lime wedges
- shredded cheese optional
Instructions
- Heat olive oil in a large pot over medium heat. Add diced onion and sauté for 3–4 minutes until translucent.
- Add garlic, cumin, chili powder, and smoked paprika. Stir until fragrant, about 1 minute.
- Stir in shredded chicken and diced green chilies. Mix well to coat in the spices.
- Pour in chicken broth and white beans. Bring to a simmer and let cook for 10–12 minutes.
- Reduce heat and stir in softened cream cheese. Stir until fully melted and incorporated.
- Turn off heat and stir in Greek yogurt. Season with salt and pepper to taste.
- Serve warm with optional toppings like cilantro, lime juice, and shredded cheese.